firm profile

At MSREF it's all about finding you the home loan that best fits your needs.

We are focused on providing highly personalized service and an innovative selection of residential loans to successful entrepreneurs and professionals throughout CA. Since our incorporation in 1998, we have originated over 3,500 refinance and purchase loans and escrows. As a result of our experience, we have learned how to simplify the process, saving our clients valuable time and money. More than half of our business is now either repeat or referral. We are licensed by the CA Department of Real Estate as a CA Real Estate Broker, license # 01250411. We look forward to assisting you with your next home loan.
Unlike some banking institutions, which have continued to standardize products and depersonalize service, we are committed to providing an extensive selection of innovative residential loans and personalized service. As wholesale loan correspondents, we draw from the best the industry has to offer and have a comprehensive understanding of residential finance. Since we also represent you, rather than any particular lender, we will advocate on your behalf for loan approval and at the most competitive terms. Thus, we will save you a significant amount of time and money.
Unlike some TV pitchmen selling oversimplified answers, we recognize you have unique needs as a borrower. Thus, we will listen to you before making recommendations. And, when we do make recommendations, they will be tailored to your unique needs.
Unlike some dot coms, which simply refer your confidential information across the country and thus have limited knowledge of the loan process, we actually do the work in house ourselves. Thus, we will expedite your loan approval and be accessible whenever you need timely and accurate information.  And, your confidentiality will be assured.
Unlike some publicly traded firms, which all too often place the immediate needs of shareholders above that of long-term customer satisfaction, we have chosen to remain a privately held firm. Thus, we are committed to building and maintaining long-term client relationships.
Since your home loan is likely to be your largest liability, please choose wisely. Whether you’re seeking financing to purchase or build a new home, or refinancing, let us show you how choice, expertise and personalized service can make a difference.